Crop to mandi to bank.
End to end.
Crop cycle accounting with per-acre P&L. Mandi rate reconciliation. Input stock with expiry alerts. APMC cess compliance. PMFBY insurance claim tracking. FPO fund accounting.
The problems we solve
Three places agri-businesses lose value
Crop-cycle profitability unknown
Wheat season: ₹8 lakh inputs. Sold for ₹13 lakh. Profit ₹5 lakh? But labour, electricity, irrigation, insurance, transportation — add all that and the net could be ₹50k or a loss. No one tracks it per crop.
Crop-wise direct cost tracking — seeds, fertiliser, labour, irrigation, harvesting — all allocated. Per-acre P&L at season end. Compare profitability across seasons and decide what to grow next year.
Mandi rate reconciliation
Sold 50 quintals at Vashi APMC mandi. Trader says ₹2,800/q. Mandi display board showed ₹3,100/q that day. Difference of ₹15,000. Commission? Weighment deduction? You never find out.
Daily mandi rate sync from APMC portal. Trader payment vs mandi rate variance auto-flagged. APMC cess and commission deduction tracked. Dispute log maintained per sale.
Input stock waste
Pesticide expired. Seeds got wet. ₹40,000 loss at the Nagpur warehouse. No alerts were set. Owner finds out at quarterly stock audit. Happens every season.
Input stock with FIFO batch management and expiry tracking. 30/60/90 day alerts for seeds, fertiliser, pesticide. Loss provision auto-booked when expired. Season-wise input wastage report.
Features
Built for the realities of farms and FPOs
Mandi-aware. Cycle-aware. Insurance-aware.
Crop cycle P&L
Per-crop, per-acre cost and yield tracking. Seeds, fertiliser, labour, irrigation, harvesting, transport. Net margin per season. Season-over-season comparison.
Mandi rate sync
Daily rates from APMC mandis. Trader payment vs mandi rate variance flagged. Commission and cess breakdown per sale. Dispute log maintained.
Input stock + expiry
FIFO seeds, fertiliser, pesticide with batch-level expiry. 30/60/90-day alerts. Loss provision on expired stock. Season-wise input consumption report.
APMC reconciliation
Mandi receipts matched against trader payments. Cess, commission, weighment deductions all tracked. Auto-raised dispute when payment differs from mandi rate.
Labour wages
Daily-wage labour register with attendance. Per-task wages (transplanting, harvesting, spraying). PF for eligible permanent workers. Annual wage cost per crop.
PMFBY claim tracking
Pradhan Mantri Fasal Bima Yojana claim with crop, area, insured value. Document upload. Status tracking through AIIMS portal. Payout reconciliation.
How it works
How AskBooks works for agriculture
Season opens
Crop registered with area, variety, input plan. Budget created. Insurance policy linked to crop and field.
Costs tracked in-season
Input purchases, labour wages, irrigation, spraying costs entered against the crop. Input stock auto-deducted.
Mandi sale recorded
Crop sold at APMC. Quantity, mandi rate, trader payment, commission, cess — all entered and reconciled. Variance flagged.
Season P&L computed
Per-acre profit or loss computed. Best and worst crop comparison. Data to decide next season allocation.
Compliance
All the compliance agriculture needs
APMC cess, GST on agri produce, farmer TDS exemption, FPO accounting.
We finally know which crop pays. Last season we shifted 30% of our area from cotton to soybean based on AskBooks data. Net profit increased by ₹3.2 lakh on the same land. And our input losses dropped to zero after the expiry alerts started.
Pricing
Plans for every agri business
Individual farmer or small farm. Crop P&L, mandi sales, input stock, labour wages.
Get startedAgri trader, mandi broker, or FPO. Multi-member accounts, APMC reconciliation, GST, payroll.
Get startedCold storage operators with multiple client accounts, FSSAI compliance, GST on services.
Get startedFAQ
Frequently asked questions
Is GST applicable on sale of agricultural produce?
Fresh and unprocessed agricultural produce (grains, vegetables, fruits) sold in their natural state are exempt from GST. However, processed or packaged agricultural produce may attract 5% or 12% GST depending on the product. AskBooks pre-configures the correct GST treatment based on the commodity.
How does PMFBY claim tracking work?
When a crop is insured under PMFBY, you register the policy details (crop, area, sum insured, premium, insuring agency) in AskBooks. If a claim arises due to crop failure, you upload the loss assessment documents, application, and payout expectation. The system tracks the claim through survey, assessment, and payment stages.
Can FPOs manage member-wise accounts?
Yes. FPOs can create individual member accounts under the FPO entity. Each member's contribution, crop sales proceeds, input purchases, and dividends are tracked separately. The FPO P&L is consolidated from all member activities. NABARD reporting formats are supported.
How does mandi rate reconciliation work?
When you sell produce at an APMC mandi, you enter the lot details, mandi name, quantity, and the rate displayed on the mandi board that day. AskBooks syncs daily rates from state APMC portals for comparison. When the trader pays you, you enter the actual payment. Any difference — for commission, weighment deductions, cess — is flagged and explained line by line.
Are agricultural labourers covered under PF and ESI?
Agricultural labourers employed for seasonal work are generally exempt from PF and ESI. However, agri-processing units (dal mills, rice mills, cold storage) employing 10+ workers must comply with ESI if wages are below ₹21,000/month, and PF for all employees. AskBooks handles both exemption and compliance scenarios correctly.
Farm smarter. Know your real profit.
Mandi-rate aware. PMFBY-ready. Used by 120+ Indian farms and FPOs.